Do I Need to Pay for Auto Glass Replacement Out of Pocket?

When your windshield, or any other auto glass on your vehicle, takes damage in an accident, it’s important to have it repaired or replaced. Driving with a damaged windshield in most of the country, including Minnesota, is illegal and it’s also dangerous. Damage to auto glass reduces your visibility and increases the risk of an accident.

One thing that holds many car owners back from fixing damage to their windshield is the fear that they’ll have to pay an arm and a leg. The good news is that, depending on your insurance coverage, auto glass replacement services might be free for you! Keep reading to learn how payments for auto glass repairs and replacements are handled at Glass Masters.


Insurance Coverage for Auto Glass Replacements

Whether or not you have to pay for auto glass replacement out of pocket will depend on the extensiveness of your insurance coverage. If you pay for comprehensive car insurance which includes auto glass, your insurance provider might offer you a $0 deductible on windshield replacements, meaning that it’s completely free and you have to pay nothing out of pocket! Alternatively, many insurance companies will have a $500 or $1000 deductible on auto glass services. In this case, you’ll likely have to pay out of pocket until you surpass that deductible, at which point the insurance company will cover the rest. If your auto insurance doesn’t cover auto glass services, then you’ll have to pay the full cost of repairs out of pocket.

At Glass Masters, windshield repairs start at $99.95, while windshield replacements tend to be more expensive. Replacing the windshield of your vehicle will probably cost $300 to $400 for a car manufactured before 2016. However, windshield replacements for newer vehicles tend to be more expensive, and may run you $1000 or more. If the cost of the auto glass replacement goes beyond your deductible, your insurance will cover it. When you get your windshield repaired at Glass Masters, you can rest assured that we’ll do a thorough job; many of our competitors will make you pay out of pocket for ADAS recalibration, but we cover that as part of our replacement services.

If you have auto glass coverage on your insurance policy, make sure you use it! Some customers are afraid to use insurance to cover the cost of a windshield replacement because they think their rates might go up. Don’t fall victim to this faulty logic; if you’re not going to use your auto glass coverage to avoid paying out of pocket for a windshield replacement, then you might as well get rid of it.


Premium Auto Glass Replacements in the Twin Cities

When your auto glass has been damaged, bring your car in to the experienced professionals who you can trust to perform high-quality replacements. Call Glass Masters today for the best auto glass replacement services in the Twin Cities metro area!

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